● Crypto taxation · for individuals · Finland

A messy crypto history, sorted out.

Thousands of swaps, several wallets, lost CSV files. We trace your history all the way from the chain and hand you a finished report that can be attached to your tax return or claim for adjustment as it is.

We never ask for your recovery phrase, keys or passwords — for the diagnosis, an exchange transaction export and a public wallet address are enough.

2

things from you: an exchange transaction export (CSV) and one wallet address — we trace the rest

3–20

business days to delivery depending on the service level, once the material is in

145 €

from — final price, agreed before work starts

0 €

diagnosis, which also tells you if you don't need us

Do any of these sound familiar

Just one is reason enough to get it sorted.

You meant to sort it out when you had time, and that was two years ago.

You swapped one coin for another dozens of times, because it didn't feel like selling.

The old phone that had your wallet on it is lost.

You tried to work it out in Excel and gave up at the third tab.

You made a loss and reported nothing, because you thought you didn't have to.

You reported something, but you don't know if it was right.

In all of these the outcome is the same: the figures exist, but they are scattered. Nothing is lost — putting it together just takes time and the right tools.

Window of time

Correcting it is voluntary only for a while.

Your own reporting obligation has applied all along. What is new is that crypto service providers became subject to a reporting obligation from the start of 2026 — and once the data starts flowing to the Finnish Tax Administration (Verohallinto), a voluntary correction turns into a response.

300 000

Finns are estimated to own crypto assets

8 200

reported crypto trades for tax year 2023

17 000

filers in the record year 2021

30 000+

text message reminders from the Tax Administration in spring 2025

Figures: Tax Administration press release, 3 Apr 2025.

Always

Your own reporting obligation

Disposals of crypto assets have been taxable and reportable all along. This did not change in 2026 and will not change in 2027 — past years must be reported too.

1.1.2026

Exchanges became subject to reporting

Domestic and foreign service providers began collecting users' identification and transaction data for reporting. What is new is not your obligation but the fact that the data now travels without you.

Now · 2026

Correct it yourself

For a voluntary correction made after the tax assessment has closed, the tax increase (penalty surcharge) is 0.5 % of the added income instead of the usual 2 %. For repeated neglect it is 3–10 %.

2027

The data is transferred

Exchanges report 2026 purchases, sales and transfers per crypto asset — from abroad too.

After that

Requests for clarification

Comparison with what was reported begins. Past years are still open, but the cost and effort are a different matter.

Next step

Let's find out how big the mess really is.

The diagnosis is free, and you get an answer within 24 hours of your request. Most people then know for the first time what they're dealing with — whether they buy the service or not.